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Published on:
February 6, 2023
By
Riddhi Thakrar

Knowing about Pradhan Mantri Awas Yojana List (PMAY List)

Are you trying to figure out how to find out if your name is on the Pradhan Mantri Awas Yojana list? The Pradhan Mantri Awas Yojana (PMAY) is a government-sponsored programme that was introduced by Indian Prime Minister Narendra Modi in June 2015 with the goal of providing middle-class and lower-income individuals with low - cost houses.

The plan calls for the construction of an enclosure for pucca dwellings that includes all necessary services like plumbing, sanitization, and electricity. The government works with housing investors to assist slum residents in obtaining urban residences. The plan also provides credit-linked rebates to lower- and middle-income groups on loans taken out for new home development or home refurbishment.

Recipients of the Pradhan Mantri Awas Yojana receive an application registration number following properly submitting their applications for the programme, that can be utilized to verify regardless of whether individual names have been included in the database. If you've registered for the PMAY programme as well but are unsure how to find your name on the PMAY List, continue reading.

Knowing about the PMAY

On June 1, 2015, Indian Prime Minister Narendra Modi introduced the Pradhan Mantri Awas Yojana (PMAY). The Indian government's PMAY Program intends to provide the urban poor access to low-cost housing options.

Additionally, it strives to provide homes for certain groups, including such women, persons from minority groups, particularly Scheduled Castes and Scheduled Tribes, and those who are economically disadvantaged.

For the advantage of India's urban poor, cheap homes will be built in a few chosen municipalities and cities utilizing eco-friendly construction techniques. If recipients of the PM Awas Yojana are using a loan to purchase or construct a home, they are indeed eligible to receive interest subsidies under Credit Linked Subsidy Scheme.

How can you check your name on the Pradhan Mantri Awas Yojana List?

India's PMAY programme is for both urban and rural communities. Even the responsible department publishes two separate Pradhan Mantri Awas Yojana Lists, one aimed at the urban population and a second for the rural population. To see if your name is on the PMAY list, you may follow the instructions below mentioned.

Checking the urban list

You may follow the following steps to know about checking the urban list of the beneficiaries under the yojna.

1. Check out the PMAY webpage at https://pmaymis.gov.in/.

2. First from the "Search Beneficiary" drop-down menu, choose "Search by Name."

3. After entering the initial three letters of your name, press the "Show" option.

4. The results will soon be visible on the screen. Your name and other information can be found on the list.

Checking the rural list

Checking rural list through the registration number

If your application for the PMAY-Gramin (Rural) scheme, formerly known as IAY (iay.nic.in), is approved, you will be given a registration number. Follow these methods to look for your name to use the PMAY-Gramin registration number:

1. Visit the official website for PMAY-Gramin at https://rhreporting.nic.in/netiay/Benificiary.aspx 

2. Type the reg number in.

3. You can verify the relevant information if your registration number appears on the list.

Checking the rural list without registration number

1. Visit the official website for PMAY-Gramin at https://rhreporting.nic.in/netiay/Benificiary.aspx 

2. Pick "Advanced Search" from the menu options instead of entering your registration number.

3. Click the "Search" button after filling out the form with the necessary information.

4. You can verify the information if your name appears on the list.

Benefits enjoyed under the PMAY

All residents can afford homes. The government would build over dwellings in the nation's urban centers underneath the futuristic PMAY program. Usually, only flats designed for solitary families to reside peacefully will be built. The main goal of this plan is to raise the level of living in urban areas.

Candidates are eligible for interest reductions. The reality that the government provides incentives for buying a brand-new home is the biggest advantage of PMAY. Nevertheless, only people who do not own a property and who fall into specific income brackets and social categories are eligible for this benefit. This programme, also known as a credit-linked subsidy programme, benefits those who are economically weaker sections (EWS), lower income groups (LIG), mid-income groups (MIG), etc.

The programme takes into account female applicants, older citizens, and minor people. The PMAY programme also promotes women to buy homes, which is a benefit. The policy stipulates that women have to own property, thus a man applying must list his spouse as a co-applicant despite if she isn't buying the property.

Additionally, minorities from scheduled castes, scheduled tribes, widowed women, transgender people, and other underprivileged sections are welcome to apply for this programme. Senior folks who apply underneath this programme will be guaranteed ground-floor housing that is tailored to their needs and age.

This is how PMAY is a very useful scheme that can be helpful for all the people to know about it and take a part in it.  

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Updated on:
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