Union Bank of India, GORAYA

Here is the IFSC & MICR Codes of Union Bank of India, GORAYA, GORAYA, PUNJAB. Also get the latest address, contact number of Union Bank of India, GORAYA.

IFSC Code: UBIN0912964
Branch: GORAYA
Address: NEAR HILIFE FURNITURE BUILDING,MAIN GT ROAD GORAYA 144409
Bank Code: UBIN

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Frequently asked questions

What's the IFSC Code of GORAYA, Union Bank of India?: The IFSC Code of GORAYA, Union Bank of India is UBIN0912964.
What's the Address of GORAYA, Union Bank of India?: The Address of GORAYA, Union Bank of India is NEAR HILIFE FURNITURE BUILDING,MAIN GT ROAD GORAYA 144409.
What's the District GORAYA, Union Bank of India falls under?: The District GORAYA, Union Bank of India falls under is JALANDHAR.

Definition

What is IFSC Code

IFSC stands for Indian Financial System Code. It is a unique 11-character code assigned by the Reserve Bank of India (RBI) to identify every bank branch participating in the NEFT (National Electronic Funds Transfer) system in India.

The IFSC code is used to facilitate electronic money transfers between banks in India. It is used to identify the sender and receiver bank branches, ensuring that the money is credited to the correct account. The IFSC code is made up of three parts:

The first four characters represent the bank code, identifying the bank that the branch belongs to.
The fifth character is always a zero, reserved for future use.
The last six characters represent the branch code, identifying the specific branch of the bank.

For example, the IFSC code for the State Bank of India's Mumbai Fort branch is SBIN0000300. In this code, "SBIN" is the bank code for State Bank of India, "0" is a reserved character, and "000300" is the branch code for the Mumbai Fort branch.

IFSC codes are used in many types of electronic transactions, including NEFT, RTGS (Real Time Gross Settlement), and IMPS (Immediate Payment Service).