New
January 25, 2023
By
Shreeja Ray

HDFC Mobile Banking: How To Use

To meet client demand, HDFC Bank provides mobile banking services. To guarantee a simple and secure customer experience, the bank periodically updates the app with additional features and security measures. Here is a collection of information about HDFC Mobile Banking that can be found in the article.

How to register for HDFC Mobile Banking?

Step 1: Download and install the HDFC Netbanking app from the App Store or Google Play Store.

Step 2: Open the app to see the login screen.

Step 3: To access mobile banking services, you don't need to register individually. The username and IPIN you use for online banking can be used.

Step 4: As an alternative, you can create a quick access PIN on the app by selecting the button that is available on the home screen.

Step 5: Under the "Enter Your Details" option, enter your customer ID and registered cellphone number. Select "Continue"

Step 6: An OTP will be sent to the registered mobile number. Within 30 seconds, enter the OTP under the "Enter OTP" tab and select "Continue."

Step 7: You must input your ATM PIN and the month and year of your debit card's expiration in the next tab. Next, select "Continue."

Step 8: By entering it twice, you can set a 4-digit Quick Access PIN. Additionally, you have the option to authorize yourself by using your fingerprints. Once finished, click "Continue"

Eligibility

You must adhere to the following conditions in order to utilize HDFC mobile banking services:

You ought to have an HDFC savings or current account.

You must have your mobile number registered with HDFC Bank.

You need to own an Android or iPhone smartphone.

You should have access to the internet, either through a SIM card or WiFi.

What services are offered by the app?

The app provides the following services:

1. Make UPI payments, money transfers, and credit card registrations.

2. Check the card's domestic and foreign limits.

3. Recharge your data card, cell phone, and DTV.

4. Pay your bills online.

5. Make a new checkbook request.

6. Stop paying a check that has been issued.

7. Obtain all the information about your accounts and deposits.

8. Open a Demat account, then purchase mutual funds.

9. Apply for a personal loan, a gold loan, a car loan, a loan for a two-wheeler, a home loan, or a loan against mutual funds on your digital assets.

10. Online tax payment.

What are the advantages of using HDFC Mobile Banking?

Face ID to unlock

Use Face ID to unlock your account in a manner similar to how you would unlock your smartphone. This method of unlocking guarantees great security while being simple and practical.

Pay While You Go

You can use the app to send and receive money while you're on the go. The software also offers auto-bill payment options and mobile recharge notifications.

Every Update in One Place

To access all the updates for all your HDFC accounts, including your savings account, fixed deposits, credit cards, and loan accounts, simply log into your account on the app.

Support on social media

Receipts for money transfers can now be downloaded and shared on social media for further use.

Banking Action Plan

Like any other to-do list, make a list of banking tasks. Utilize this new function to complete any banking activities you have to.

Dos and Don'ts for HDFC Mobile Banking

The following guidelines must be followed when using HDFC Bank Mobile Banking:

Do’s:

1. Always use a strong password to secure your mobile device. A maximum of three incorrect password submissions have to be specified as well.

2. Make sure to choose a strong password that contains both alphanumeric and special characters to protect your data.

3. Check your account statements periodically to look for unauthorized activities.

4. You ought to regularly alter your IPIN.

5. Inform the authorities and your service provider right once if your phone is stolen or lost.

Dont’s:

1. Never divulge your PIN or private information to a third party. Be careful not to disclose information on the phone or the internet at any moment.

2. Avoid clicking on links from social networking sites or emails purporting to be from banks.

3. Never send money to a recipient without first obtaining adequate proof. You should be aware that once money has been transmitted, there is no turning back the clock.

4. Don't keep sensitive data on your phone, such as your password for mobile banking, user ID, credit card information, etc.

5. Never record PINs or save any bank information that contains your password or PIN.

6. When accepting offers, such as calling tunes or downloading materials from unidentified sources, exercise extreme caution.

7. When visiting strange websites, use caution.

Related Blog Post