March 18, 2023
Riddhi Thakrar

Understanding the Delhi Development Authority housing scheme

In order to develop Delhi in a balanced and organised manner, the Delhi Development Authority was established in 1957. The Housing Scheme 2020, which would contain more than 5000 apartments and houses for the Low Income Group (LIG), Middle Income Group (MIG), and High Income Group, is something the DDA aims to introduce in 2020. (HIG). These apartments will be dispersed among Dwarka, Narela, and Jasola. In addition, it has designed Rohini, the largest residential complex in Asia, which would cover 3,497 hectares of land.

Additionally, it is creating Dwarka, a self-contained sub-city with housing, a university campus, and other facilities. Also, six flyovers that will help the city's traffic flow more smoothly have been built. Janta Market, a shopping centre, has also been finished, and there are 15 other similar sites under construction. An 18-hole general populace golf course and 12 sports facilities for both indoor as well as outdoor sports have been constructed in the area of sports. Throughout the city's various industrial districts, more than 12,000 new units have been built for industrial development.

The eligibility criteria under the scheme

The following are the requirements for participation in the DDA Housing Scheme:

1. A resident of India

2. Minimum age is 18 years old.

3. who does not own a housing property larger than 67 square metres, or whose spouse or minor children do not own a home or built-up apartment larger than 67 square metres in Delhi Cantonment or metropolitan Delhi/New Delhi, that is either on a full or partial freehold/leasehold basis

4. must possess PAN

5. If applying for an EWS flat, your income cannot exceed Rs. 1 lakh annually.

Requirements for the application

The following papers must be submitted in order to complete the online application form:

1. applicant's signature in jpg file, no more than 50 kb

2. applicant's passport-sized photo in jpg format, no more than 50 kb

3. Joint applicant's signature in jpg format, no more than 50 kb

4. passport-sized photo of each candidate in jpg format, no more than 50 kb

The procedure for the application

The following can be the procedure for the application on the form of the DDA housing scheme:

1. Visit the DDA Housing Yojana website (EWS Flats)

2. The applicant must fill out a registration form by providing their name, phone number, email address, birthdate, and PAN.

3. The entered email address will receive a user ID and password.

4. Go to to submit the form online.

5. Use the username and password that were supplied to the verified email address to access the online application.

6. Enter the applicant's and the joint applicant's personal information.

7. Choose the appropriate category and the desired location.

8. Submit a scanned copy of the applicant's signature and a photo of the joint application (if any)

9. Read the declaration statement's contents at the bottom of the page.

10. Check the box to indicate that you have read the statement.

11. To submit a draught or a final version, select the appropriate button.

12. The submission date, online application code, and registration cost will all be displayed on a submission screen.

13. Choose "Final Submit" to submit your application.

14. On the following screen or the left side of the website, make the necessary payment using NEFT/RTGS or netbanking.

15. An acknowledgment slip with payment information will be shown when payment is completed and complete.

The refund procedure

The eligible refunds are as follows:

1. No refund will be given between the draw date and the fifteenth day following the date of the allocation or demand letter.

2. 10% of the registration fees is due from the 16th to the 30th day following the day the allocation or demand letter was issued.

3. 50% of the application fee is due between the 31st and the 90th day following the day the allocation or demand letter was issued.

4. 100% of the application cost is due 90 days after the allotment or demand letter was issued.

The procedure of allotment

The computerised random draw used for flat distribution uses the Number Generator Indicated Method. As listed here, there are three stages:

Flat and application randomization

Each application and flat is assigned a random number. The Cross Reference of Applications and Cross References of Flats, respectively, are then printed. Judges randomly shuffle and check these before signing off with their initials to show that the process was successful.

Choosing the winning numbers

In front of the judges are boxes containing coins with numbers 0 through 9, one box for every digit. The total applications and apartments are divided by the number of characters to get the number of boxes. Both the initial number for apartments and the beginning number for applicants are referred to as the Lucky Application Number and the Lucky Number of Flats, respectively. One coin is taken by the judges from each box. The sum of the numbers created by the coins collected from the boxes for applicants and flats are considered lucky numbers.

Flat and applicant mapping

The judges write down and sign a list of the applicants' and the flats' lucky numbers. They are entered into the computer, which maps the applicants to the flats and finally creates the allotment. Applicants who are physically challenged are given priority because the ground level is set aside for them.

How can you pay for the flats

By creating an e-challan and completing the payment online on the DDA Authorised payment website, you can pay for DDA apartments. The payments can be made using RTGS, NEFT, or net banking.

The payment must be made before 90 days of the demand/allotment letter's issuance date.

Methods of Paying for DDA Flats:

1. Monetary payment must be made from the allottee's account through the account of a specific family member using online banking, NEFT, or RTGS.

2. By mortgaging the apartment to organisations recognised by the DDA, a housing loan can be obtained.

3. People with disabilities might choose to pay in full up front or over time through instalments.

So this is how you can be benefitted by the DDA scheme.


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