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December 29, 2025

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How to Access Your NPS Statement via DigiLocker

Managing your retirement savings is important. The National Pension System (NPS) helps you save money for your future. But how do you check your NPS details? You no longer need to wait for emails or search through papers. Thanks to DigiLocker, you can now view your NPS statement online. It is quick, simple, and safe. In this blog, we will introduce how you can do this yourself, step by step.

The PFRDA is pleased to announce that NPS subscribers can download their NPS Account Transaction Statement from DigiLocker for quick access and examine their pension wealth. You can access the circular here: Circular.

What is DigiLocker?

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DigiLocker is a digital platform that offers a secure and shareable private cloud-based digital space. It helps you store important documents online. You can keep your Aadhaar card, PAN, driving license, and now even your NPS statement in one place.

The best part? It’s free, safe, and very easy to use. Once your Aadhaar is linked, DigiLocker pulls your official documents directly from the issuing authority. No uploads or scans needed.

Why check your NPS statement?

Your NPS statement shows all the money you have saved in your pension account. It includes:

Your contributions
Employer contributions (if any)
Investment growth
Account balance

Checking your statement helps you stay informed. You’ll know how much money you have for your future. You can also spot any mistakes early and fix them.

Who can use DigiLocker to access NPS?

This service is available to all NPS subscribers having a valid PRAN (Permanent Retirement Account Number)and Aadhaar number, and having their Aadhaar number registered in the system, and having a DigiLocker account. If you are a government employee, private employee, or self-employed individual and you are a member of the NPS, you can view your statement using this method.

Services Available Through DigiLocker

DigiLocker makes NPS tasks easy. Each CRA offers special features. Let's see what you get:

Protean CRA Services

With Protean CRA, you can:

See your e-PRAN card anytime
Check your Account Statement easily
Update your address using your Driving License
Open a new NPS account through Aadhaar-DigiLocker
Use a Driving License to start accounts

These options save your time. No need for office visits. Everything works online now.

KFin CRA Services

KFin CRA users enjoy:

Quick access to the e-PRAN card
Easy view of Account Statement
Address updates using Aadhaar
New account opening with Aadhaar-DigiLocker

The process is very simple. Just a few clicks needed. Your data stays safe, too.

CAMS CRA Services

CAMS CRA provides:

e-PRAN card viewing feature
Aadhaar address update option
New account creation tool

These make pension tracking easy. You control your data better. Updates happen fast.

Benefits of Accessing NPS Statements via DigiLocker

Easy accessibility: You can access your NPS statements on the go, no paperwork required.
Security: Records are stored in a secure, government-supported website to prevent loss of records
Time–Saving: Save time and do not wait for the traditional process to happen. Statements are uploaded instantly for fast access.
Environmentally Friendly: Reduces the need for paper-based statements, contributing to environmental conservation.

How To Check National Pension System (NPS) Details On DigiLocker?

To access the NPS Statement of Account via DigiLocker, follow this process:

i) Sign up for DigiLocker using your mobile number or Aadhaar number.

ii) Authenticate your mobile or Aadhaar number through a one-time password (OTP) for 2-Factor authentication.

iii) Set your security PIN.

iv) Once authenticated, your DigiLocker account will be created.

v) The issued documents in your DigiLocker account are e-documents directly obtained from the original data source, the CRA system being one of them.

vi) The “issued documents” section of DigiLocker contains links to access these documents.

vii) In DigiLocker, search for “PFRDA” and select the respective CRA.

viii) Enter your 12-digit Permanent Retirement Account Number (PRAN).

ix) Provide consent to DigiLocker to share your subscriber details with the CRA, enabling the fetching of your Statement of Account.

Tips for Easy Use

Here are a few things to keep in mind:

Keep your Aadhaar linked to DigiLocker
Make sure your mobile number is updated
Know your PRAN before you begin
Use the right CRA option (NSDL, KFin, etc.)

This will save you time and avoid errors.

Final Words

Accessing your NPS statement is no longer a hard task. With DigiLocker, it is fast, easy, and hassle-free. You don’t need to speak to anyone and don’t have to wait for emails.

Just log in, search, and download. If retirement planning is a serious pursuit for you, get into the habit of frequently looking at your NPS statement. It helps you see your savings and get ready for the future.

Try DigiLocker today and take control of your pension!

People Also Ask

Is NPS available in DigiLocker?

Yes, NPS is available on DigiLocker. Subscribers can log in to Digilocker and provide some details; subscribers can access their NPS account.‍

Does DigiLocker charge any kind of fee for access to the NPN statements?‍

Yes, using DigiLocker to download NPS statements is entirely free. No hidden charges or subscriptions included.

How frequently are NPS statements updated on DigiLocker?

NPS statements are typically updated every month. However, recent transactions might take up to 48 hours to reflect in your DigiLocker account.

Can I access old or archived NPS statements through DigiLocker?

Yes, DigiLocker offers access to both existing (current) and old NPS statements, permitting monitoring of your pension investments over the years.

Can I access my NPS statement online only through DigiLocker?

No, NPS statements can be viewed on the official NPS Trust website or CRA (Central Record Keeping Agency) portals. However, DigiLocker makes it convenient to view so many documents in one place.

What if my mobile number linked to NPS and DigiLocker is different?

It’s best to use the same mobile number for both platforms to avoid any hitches while authenticating. If they do not match, you will have to correct your mobile number either in your NPS account or through DigiLocker.

What is the NPS interest Rate?

The rate of interest provided in the NPS usually lies between 9% to 12% p.a.

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